Rashtriya Arogya Nidhi scheme provides financial assistance to patients for there treatment in government hospitals and it was set up in 1997 with an initial contribution of 5 crore rupees made by the Ministry of Health and Family Welfare. families living below State or UT below the poverty line and who are suffering from major life-threatening diseases such as cancer or rare diseases, for such patient financial assistance are given.
The Rashtriya Arogya Nidhi scheme is a Umbrella scheme and it is being implemented by Ministry of Health and Family Welfare.
To provide financial assistance to patients below the poverty line and suffering from major life-threatening diseases such as cancer or rare diseases, so as to give them medical treatment at any super specialty government hospital.
As it was a society before, it had managing community, In august 2018 the managing community decided to close the society with effect from January 2019.
The function of this society was given to the department of health and family welfare of the ministry of health and family welfare, now the umbrella scheme formulated under Rashtriya Arogya Niti formulated by the central government of India.
Now under this scheme financial assistance is given to poor patient to receive treatment at government hospital.
Here application for financial assistance has to be submitted at treating hospital with support document. the application has to be recommended by treating doctor and medical superintendent of particular hospitals.
And from the date of submitting application and receipt generation financial assistance has to be given with in one month.
There are also revolving funds under the program that are set up under this program in number of hospitals. The revolving funds are set up to speedup the process of giving financial assistance.
The power has been delegated to the medical superintendent or director of the hospital where the patient is getting treatment, so as to utilize funds up to 5 lakh for the eligible patients. under this scheme, funds are not released to state or union territory rather the fund is given to the medical superintendent of hospitals where a patient is getting treatment.
The scheme has three components:
- Rashtriya Arogya Nidhi (RAN) – to provide financial assistance to patients suffering from life-threatening diseases other than Cancer.
- Health Minister’s Cancer Patients Fund (HMCPF) – to provide financial assistance to patients suffering from Cancer.
- Scheme for financial assistance for patients suffering from specified rare diseases.
Specific rare diseases are life-threatening it includes diseases such as Lysosomal storage disorder in early stages for which enzymes replacement therapy is not available.
Any life saving procedure or any unspecified major illness or treatment, if not covered under above three components of scheme and if recommended by technical committee of this program, it could be considered for financial assistance.
Health Minister’s Discretionary Grant (HMDG):
- A maximum amount of Rs.1,25,000/- is provided to patients whose annual family income does not exceed Rs.1,25,000/-. this is done to defray a part of the expenditure on hospitalization or treatment in Government Hospitals.